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Bankroll & Stake — What unit-based staking is and how to use it correctly
Bankroll & Stake 5 min · 2026-03-17

What unit-based staking is and how to use it correctly

90% of bettors change their stake based on how they feel. Units eliminate that. Here's how they work.

What a unit is

A unit isn't a fixed amount of money. It's a percentage of your bankroll that standardises every bet and eliminates emotional decisions.

A unit represents a fixed percentage of your bankroll. It lets you standardise bet sizes and fits especially well within an orderly bankroll management system.

The standard practice is to work with units between 1% and 2% of your capital.

Summary: A unit = a fixed percentage of your bankroll (1-2%). Standardises your bets and lets you compare results without emotional noise.

Practical example

Unit system: €1,000 bankroll
€1,000
Bankroll
€10
1 unit (1%)
€10
Stake 1u
€30
Stake 3u

This makes it easy to compare bets and maintain consistency. Still, it helps to first understand how to calculate stake rather than just memorising a scale.

In StakeMaster: The unit calculator multiplies your base (configurable) by the number of units you assign. Profit in units is recorded automatically on every bet.

Summary: With a €1,000 bankroll and unit at 1%, your stake range goes from €10 (1u) to €30 (3u). Simple, clear, controllable.

Track your bets, analyse your real yield and manage your bankroll with data, not intuition.

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Advantages of the unit system

Risk control — Every bet is sized proportionally to your capital. If the bankroll drops, stake drops automatically.
Cross-period comparison — You can measure performance in units (+12u this month) without absolute bankroll size distorting the picture.
Reduces impulses — You have a clear cap (e.g. 3u max). No room for "today I'll put more because I feel good about it".
Value-based allocation — More units on bets with higher expected value, fewer on those with a smaller edge.

Reduces the influence of impulsive decisions and helps you withstand variance without overreacting.

Summary: Units protect your bankroll, enable measuring real performance and eliminate stake subjectivity. It's the most balanced system between simplicity and control.

Common mistakes

Common errors: Changing unit value without recalculating the bankroll. Regularly using 4-5u (if everything is "max confidence", nothing is). Not staying consistent between bets.

Discipline is key for it to work. With a small bankroll, this system also helps prevent oversizing every bet.

No system
"Today I feel sure about it, I'll put €50" (5% of bankroll)
VS
With units
"High value, 3u = €30" (3% of bankroll, defined cap)

Summary: The most damaging mistakes aren't the picks, it's inconsistency in staking. Units force you to be disciplined.

Frequently asked questions

Is using units better than flat money stakes?

Generally yes, because units automatically adjust to bankroll size. If the bank grows, the stake rises proportionally; if it drops, it decreases. This keeps risk management consistent without needing constant manual adjustments.

How often should the unit be recalculated?

When the bankroll changes significantly, typically when it rises or falls by more than 15-20%. Doing it too often introduces noise and can amplify losing streaks. A good rhythm is reviewing monthly or after hitting a growth milestone.

What's the maximum number of units to assign to a single bet?

As a rule, between 1 and 5 units. Reserve 4-5 units only for bets where your estimated edge is clear and significant. Most bets should go at 1-2 units. If you regularly use 4-5, you're probably overestimating your confidence.

If you want to apply the unit system and see its impact on your performance, you can record your bets and analyse them from StakeMaster.

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